“去银行办业务什么的~最麻烦了!!我只是想开个户~不要问我太多~~我真的不知道你在说什么~~~”
看了以下的总结,不要告诉我你还不会!!!!!
Opening an account
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开户
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I would like to open an account
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我要开户
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What kind of account do you want?
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你要开什么样的账户
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A current account
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活期账户
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A checking account
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支票存款账户
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A saving account
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储蓄账户
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A deposit account
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存款账户
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How much interest will I get with this account?
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我可以得到多少利息?
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Which account gives the highest interest rate?
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哪样的账户得到最高的利息
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Transfering money
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汇钱
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I would like to transfer money back to China
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我要汇一笔钱到中国
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Would you like a wire transfer?
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你要汇钱吗
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I want to send it by banker's draft
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我要用银行汇票发的
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There will be a fee of 10 pounds
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你得付10英镑费用
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Which account shall we send it to?
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转进什么账号?
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What is their account number
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他的账号号码是什么?
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My parents said they wired me some money, has it reached my account?
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我父母汇了一笔钱到我的账号,已经转进去了吗
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Cards
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卡
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Do I get a debit card with this account?
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我能从这个账户获得一张借记卡吗?
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No, you have to pay an extra 30 dollars a year for one
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不不不,你得付30元每年费为这个账号
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I want a credit card
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我要一张信用卡
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If you pay us back within the month, we don't charge interest
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一个月之内还款,不用付利息
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If you do not settle your bill at the end of the month, then we'll charge interest
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要是一个月之内未还款,你得付利息
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APR
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年利率
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Pin number
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密码
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You can change your PIN at an ATM
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你可以在自动柜员机更改你的密码
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Balance transfer
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余额结转
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Credit limit
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信用额度
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Do not tell your pin number to anyone, even bank staff
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包括银行员,你千万别给其他人你的密码,
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There is an annual fee of £20
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你得付20英镑每费
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Issuing bank
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发卡银行
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With a credit card, you can shop first and pay later
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用信用卡的话,你可以先购物后付款
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Problems
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特殊情况
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I want to report a stolen credit card
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我要报信用卡失窃
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Okay, we'll cancel it right away
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我们马上消除您的信用卡
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We will send you a new one in the post
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我们将会寄给你新的卡
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When the card arrives, ring 0855 555 to activate it
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如果您收到新卡,请拨打电话0855 555开卡
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The cash machine didn't give me my money
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机器没出钱
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Sorry, there was an error, we've already refunded the money
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对不起,机器出了点故障,我们已经退还您的钱
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The transaction was declined
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交易受拒
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Getting a loan
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贷款
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I would like to borrow $5000 dollars
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我想要借款5000元。
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What's the interest rate?
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利息率是多少
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What collateral do you have?
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你有什么担保品?
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If you don't have any collataral, we can't give you a loan
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如果没有担保品,我们不会给您借款
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If you don't have any collataral, we will have to charge extra interest
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没有担保品,我们得升高您的利息
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Mortgage
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房贷
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Credit check
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核对信用度
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Credit rating
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信用评级
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Sorry, we've just run a credit check, and unfortunately, we cannot offer you a loan
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对不起,我们已经查过您的信用度,很抱歉我们不能给您提供贷款。
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How long is it for?
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多久?
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Minimum monthly payment
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最低的每月偿还债务
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Will there be any penalty for early repayment?
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提前还款有罚金吗?
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Early repayment fee
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提前还款有罚金
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Exit fee
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提前还款有罚金
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Depositing money
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存款
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Hi, I would like to deposit some money
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我要存款
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Please fill in this slip
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请填写存款表
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Paying-in slip
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存款表
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Please print the amount
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请用大写字母写
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You need to put all coins in bags
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你需要把所有硬币放入袋子里
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Sorry, we only accept American dollars
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我们只接受美元
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Cheques (英)
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支票
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Check (美)
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支票
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I'ld like to cash a check, please
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我要存款一张支票
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Chequebook
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支票书
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Withdrawing money
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提钱
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I'ld like to withdraw $6000
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我要提6000元
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I'm sorry, but the maximum you can withdraw on one day is $2000
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非常抱歉,一天内的最高提款额是2000。
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Please fill out this slip
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请填写好这张纸条
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Do you have ID?
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你有身份证吗?
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How would you like it?
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你想兑换多大面额的?
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I would like it in twenties
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请给我20元面值的
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Foreign exchange
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外币兑换
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What currency would you like to change?
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请问您换哪种外币?
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I would like to exchange RMB for US dollars
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我想用人民币换美元
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I would like to exchange Chinese Yuan for British pounds
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我想用人民币换英镑
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What is the current exchange rate?
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最近的汇率是多少?
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See the sign
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请看标牌(汇率表)
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We are currently buying at 6 yuan to the dollar
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我们买的比价是6:1
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We sell at 6.5 yuan to the dollar
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我们卖的比价是6.5:1
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Bureau De Change
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外币兑换柜台
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Forex
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外币兑换
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Foreign Exchange counter
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外币兑换柜台
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Chinese Yuan
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人民币
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NTD
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台币
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Hong Kong dollar
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港币
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Australian dollar
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澳元
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British pound
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英镑
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Euro
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欧元
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American dollar
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美元
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Canadian dollar
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加元
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Swiss Franc
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瑞士法郎
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Japanese Yen
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日元
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Swedish Kroner
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瑞典币
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Overdrafts
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透支
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You are overdrawn
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你透支的了
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There is a £40, fee if you become overdrawn
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如果你透支,会被扣掉40英镑。
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This account has an interest-free overdraft of £2000
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这个账号可以透支2000英镑且没有利息费用
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How much can I go overdrawn without a fee
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我能免费透支多少钱?
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How much interest will I be charged if I go overdrawn?
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透支的话,我得付多少利息?
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If you want to raise your overdraft limit, speak to the bank manager
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如果你想要提高你的透支额度,您得银行管理人提出申请。
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Other
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其他
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Bank statement
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月结单
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Bankrupt
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破产的
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ATM
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自动取款机
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Cash machine
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自动取款机
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Branch
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分行/支行
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Bank manager
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银行管理人
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Bank teller (美)
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银行出纳员
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Bank Cashier
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银行出纳员
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Loan officer
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贷款员
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Safe deposit box
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保险箱
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Online banking
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网络银行服务/网银
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